4066 Cumberland Lakes Drive

Monterey, TN
$ 365,000 Beds 2 Baths 1 Sq 900 Virtual Tour
Monthly Estimate* How much can I afford?

Come surround yourself with the serene sounds of nature and enjoy the privacy on this beautiful, lightly restricted 10.38 acre property. Nestled among the trees, this 2019 two bedroom, one bath home offers the perfect blend of modern comfort and cozy cottage charm. With 900 square feet of thoughtfully designed living space, the home features durable LVP flooring and vaulted ceilings that create an open, airy feel. When you walk into the kitchen, be sure to admire the custom cabinetry with soft close hardware for a polished finish as well as quartz countertops and stainless Steele appliances. Whether you love to hunt, ride ATVs, or simply unwind in the peace and quiet of the outdoors, this property is the perfect retreat. Additional highlights include a storage shed for extra space and the convenience of an electric tankless hot water heater. NEWLY ENCAPSULATED CRAWLSPACE FOR PEACE OF MIND 07/2026 Don't wait to experience the beauty, privacy, and tranquility nature has to offer. Call today for your showing! *Buyer to verify information before making an informed offer

Active

  • Price
  • $ 365,000
  • City
  • Monterey
  • Bedrooms
  • 2
  • Full Bathrooms
  • 1
  • County
  • Cumberland
  • Half Bathrooms
  • 0
  • Area
  • Cumberland County
  • Lot Size
  • 10.38 Acres
  • Zip
  • 38574
  • Sqr Footage
  • 900
  • Year Built
  • 2019
  • Taxes
  • $ 378
  • Style
  • Traditional
  • MLS#
  • 1331159
Listed By: Isham-Jones Realty
Data Source: Knoxville MLS (KAAR)

Features

General

Sewer Septic Tank
Heating Central
Cooling Central Cooling
Appliances Tankless Water Heater,Dishwasher,Microwave,Range,Refrigerator,Self Cleaning Oven
Architectural Style Traditional
Security Features Smoke Detector
Construction Materials Vinyl Siding,Block,Frame
Year Built 2019
View Country Setting,Wooded
Property Subtype Single Family Residence
County Cumberland County - 34
Property Type Single Family
Attached Garage false
Subdivision Name Natures Nest
Other Structures Storage
Total Rooms 6
Full Baths 1
Status Active
Directions Take Highway 70 N down to Mayland Loop and take a right. in .2 miles take a right onto Jim Garrett Road. In 3.6 miles turn right onto Cumberland Lakes Drive. Destination is on your left.
City Monterey
MLS Area Cumberland County - 34
Lot Size Units Acres
Lot Size Square Feet 452152.8
Property Attached Y/N false
MLS Area Minor Cumberland County - 34
Structure Type Ranch
Standard Status Active
New Financing Cash true
New Financing FHA true
New Financing VA Loan true
New Financing Coventional true
New Financing New Loan true

Interior Features

Interior Amenities Walk-In Closet(s),Cathedral Ceiling(s),Breakfast Bar,Eat-in Kitchen
Basement Crawl Space
Fireplace Features None
Basement (Y/N) false
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Total Bedrooms 2
Total Baths 1

Exterior Features

Exterior Amenities Windows - Vinyl
Parking Features Other
Lot Features Wooded,Level,Rolling Slope
Water Source Public
Lot Size Area 10.38
Building Area Total 900
Lot Size Acres 10.38
Lot Size Source Tax Records

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Crossville, TN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

3/3/2026 Listed $399,900
4/10/2026 3% - $389,900
5/20/2026 4% - $375,000
7/7/2026 3% - $365,000

Property vs Zip Code Average in 38574

Price
AVG $490K
$370K
Taxes
AVG $1,259
$378
Year Built
AVG 2001
2019

Areas That We Cover

4066 Cumberland Lakes Drive Monterey, TN is a Single Family Home for sale at $365000 with 900 sqft and a lot size of 10.38 Acres Acre(s). 4066 Cumberland Lakes Drive Monterey has 2 bedrooms, 1 baths and was built in 2019. The property's zip code is 38574 which is in Monterey, TN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.