206 W Cleveland Ave

Monterey, TN
$ 539,900 Beds 4 Baths 3 Sq 3,336
Monthly Estimate* How much can I afford?

** Pending, with 1st Right of Refusal. CONTINUE TO SHOW PROPERTY. Timeless elegance meets modern comfort in this beautifully renovated Colonial style home. Originally built in 1932 and completely renovated to the studs in 2004, this exceptional residence blends the charm of a classic Colonial with the comfort and efficiency of modern construction. The extensive renovation included updated electrical, plumbing, HVAC, insulation, and major systems, giving the home an effective year built of 2004. Situated on a beautifully landscaped corner lot, this stunning 3,336 square foot home offers exceptional curb appeal with Hardie Board siding, a sweeping half circle driveway, stately stone accented columns at their base. You will also love the spacious covered front porch, complete with a large porch swing, and a motorized shade, creating the perfect place to relax and enjoy peaceful Tennessee evenings. Towering mature trees and maintained landscaping provide a picturesque setting that enhances the home's timeless curb appeal. Inside, beautiful hardwood flooring, elegant wainscoting along the grand staircase, abundant natural light, and quality craftsmanship create a warm and inviting atmosphere. The thoughtfully designed floor plan features four bedrooms, three full bathrooms, a dedicated office, formal dining room, bonus room, main level laundry and three fireplaces. The breathtaking floor to ceiling see-through stone fireplace serves as the centerpiece of the home, connecting the living room and formal dining room while creating warmth and character in both spaces. This ventless gas fireplace efficiently heats much of the home and, when paired with spray foam insulation in the exterior walls, crawl space, and attic, has allowed the current owners to enjoy winter gas bills as low as approximately $130! A second ventless fireplace is located in the bonus room, while the third vented fireplace adds warmth and charm to the spacious primary suite. The kitchen is designed for everyday living and entertaining with custom cabinetry, a center island featuring an electric cooktop, double ovens, a custom tile backsplash, a built-in desk, and a dishwasher replaced just one year ago. The upstairs primary suite spans an impressive 33 X 15 in size, and features its own stone fireplace, a spacious walk-in closet, a beautiful master bath with double vanities and a custom tiled walk-in shower. This master suite also has its own designated 13 X 15 sitting area, creating the perfect owner's retreat. Step outside to enjoy the shaded backyard featuring raised garden planters, a custom paver patio designed for evenings around a fire pit, a large level backyard with privacy fencing, and a 14 X 28 outbuilding with electricity that is ideal for storage, hobbies, or a workshop! The backyard also offers ample room for a future in ground pool or detached garage if desired. Conveniently located just 1.5 hours from both Nashville and Knoxville, this one-of-a-kind home offers timeless character, exceptional craftsmanship, modern efficiency, and the charm of small-town living with no HOA or restrictions. Homes of this caliber rarely become available. Don't miss this rare opportunity to own one of Monterey's finest homes!

Pending - Continue to Show - 1st Right of Refusal

  • Price
  • $ 539,900
  • City
  • Monterey
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • Putnam
  • Half Bathrooms
  • 0
  • Area
  • Putnam County
  • Lot Size
  • 0.32 Acres
  • Zip
  • 38574
  • Sqr Footage
  • 3,336
  • Year Built
  • 1932
  • Taxes
  • $ 3099
  • Style
  • Colonial
  • MLS#
  • 1346683
Listed By: The Real Estate Collective
Data Source: Knoxville MLS (KAAR)

Features

General

Sewer Public Sewer
Heating Central,Forced Air,Natural Gas
Cooling Central Cooling,Ceiling Fan(s)
Appliances Dishwasher,Disposal,Microwave,Refrigerator
Architectural Style Colonial
Security Features Security Alarm,Smoke Detector
Construction Materials Wood Siding,Block,Frame
Year Built 1932
Property Subtype Single Family Residence
County Putnam County - 53
Property Type Single Family
Attached Garage false
Subdivision Name Cumberland Mtn Coal Co
Other Structures Storage
Total Rooms 13
Full Baths 3
Status Pending - Continue to Show - 1st Right of Refusal
Directions From Cookeville, travel east on I-40 to Exit 300 (US-70N/TN-84, Monterey/Livingston). Turn left at the end of the exit ramp onto S. Holly Street (TN-84). Continue approximately 0.8 miles into downtown Monterey, then turn left onto W. Cleveland Avenue. Continue approximately 0.2 miles. Property will be on the left at 206 W. Cleveland Ave Sign on property.
High School Monterey
City Monterey
MLS Area Putnam County - 53
Lot Size Units Acres
Lot Size Square Feet 13939.2
Elementary School Burks
Property Attached Y/N false
MLS Area Minor Putnam County - 53
Structure Type 2 Story
Standard Status Pending
New Financing Cash true
New Financing FHA true
New Financing VA Loan true
New Financing Coventional true

Interior Features

Interior Amenities Walk-In Closet(s),Kitchen Island,Eat-in Kitchen
Basement Crawl Space
Flooring Hardwood,Tile
Total Fireplaces 3
Fireplace Features Gas,See-Thru,Stone,Ventless
Basement (Y/N) false
Air Conditioning Y/N true
Heating Y/N true
Window Features Drapes
Fireplace Y/N true
Total Bedrooms 4
Total Baths 3
Other_sp_Rooms_co_Great_sp_Room true

Exterior Features

Parking Features None
Lot Features Corner Lot,Level
Water Source Public
Lot Size Area 0.32
Building Area Total 3336
Lot Dimensions 100 X 140
Lot Size Acres 0.32
Lot Size Source Tax Records

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Crossville, TN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Burks Elementary School
Middle School Unknown Middle School
High School Monterey High School

Price History

7/2/2026 Listed $549,900
7/13/2026 2% - $539,900

Property vs Zip Code Average in 38574

Price
AVG $490K
$540K
Taxes
AVG $1,259
$3,099
Year Built
AVG 2001
1932

Areas That We Cover

206 W Cleveland Ave Monterey, TN is a Single Family Home for sale at $539900 with 3336 sqft and a lot size of 0.32 Acres Acre(s). 206 W Cleveland Ave Monterey has 4 bedrooms, 3 baths and was built in 1932. The property's zip code is 38574 which is in Monterey, TN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.