820 Payne Lane

Spring City, TN
$ 748,000 Beds 5 Baths 4 Sq 3,671 Virtual Tour
Monthly Estimate* How much can I afford?

THE TOTAL PACKAGE--5 BEDROOMS, 1.5 ACRES, POOL, GARAGES & RV PARKING! Spacious 5-bedroom home on approximately 1.5 acres with extensive updates and amenities. Features include fresh paint, new LVT flooring, updated kitchen, gas fireplace, new patio doors, and surround sound. Enjoy the 20x40 in-ground pool with new liner, large covered patio, multiple garages, RV carport, storage building, 30-amp RV hookup, and parking for 8+ vehicles. Additional highlights include a dedicated office with half bath, underground storm shelter, well, invisible fence, new roof installed October 2025, city water, septic, and included appliances. A rare opportunity offering space, storage, recreation, and convenience!

Active

  • Price
  • $ 748,000
  • City
  • Spring City
  • Bedrooms
  • 5
  • Full Bathrooms
  • 3
  • County
  • Rhea
  • Half Bathrooms
  • 2
  • Area
  • Rhea County
  • Lot Size
  • 1.5 Acres
  • Zip
  • 37381
  • Sqr Footage
  • 3,671
  • Year Built
  • 1998
  • Taxes
  • $ 1967
  • Style
  • Traditional
  • MLS#
  • 1353412
Listed By: Keller Williams Ridge to River
Data Source: Knoxville MLS (KAAR)

Features

General

Sewer Septic Tank
Heating Central,Natural Gas
Cooling Central Cooling,Ceiling Fan(s)
Appliances Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator
Garage Spaces 3
Architectural Style Traditional
Security Features Smoke Detector
Construction Materials Stone,Vinyl Siding,Block
Year Built 1998
Property Subtype Single Family Residence
County Rhea County - 42
Property Type Single Family
Attached Garage false
Subdivision Name Valley Dale
Other Structures Workshop
Total Rooms 10
Full Baths 3
Status Active
Directions Hwy 27N to right on E Jackson Ave-left on Toestring Valley Road-left on Muddy Creek Road-left on Payne Lane take 1st right on Payne Lane to home on left. SOP
High School Rhea County
City Spring City
MLS Area Rhea County - 42
Lot Size Units Acres
Lot Size Square Feet 65340
Property Attached Y/N false
MLS Area Minor Rhea County - 42
Structure Type 2 Story
Standard Status Active
New Financing Cash true
New Financing FHA true
New Financing VA Loan true
New Financing Coventional true

Interior Features

Interior Amenities Cathedral Ceiling(s),Kitchen Island,Central Vacuum
Basement Crawl Space
Flooring Carpet,Tile
Total Fireplaces 1
Fireplace Features Gas Log
Basement (Y/N) false
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Half Baths 2
Total Bedrooms 5
Total Baths 5

Exterior Features

Parking Features Detached,RV Parking
Lot Features Level
Water Source Public
Lot Size Area 1.5
Building Area Total 3671
Lot Size Acres 1.5
Lot Size Source Tax Records

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Crossville, TN office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Rhea County High School

Price History

8/28/2026 Listed $748,000

Property vs Zip Code Average in 37381

Price
AVG $630K
$750K
Taxes
AVG $1,522
$1,967
Year Built
AVG 1995
1998

Areas That We Cover

820 Payne Lane Spring City, TN is a Single Family Home for sale at $748000 with 3671 sqft and a lot size of 1.5 Acres Acre(s). 820 Payne Lane Spring City has 5 bedrooms, 3 baths and was built in 1998. The property's zip code is 37381 which is in Spring City, TN

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.